Free 60-Second Analysis

How Much Is Your Company Overpaying for Healthcare?

Compare your per-employee health plan cost against the KFF 2025 national benchmark and see your guaranteed FICA tax savings with a SIMERP — in about 60 seconds.

No credit card. No sales call required. Instant PDF report.

Step 1 of 3 — Your Plan Details

Tell us about your plan

Two quick numbers — then we'll show you the benchmark comparison instantly.

Number of full-time W2 employees

Full-time employees eligible for benefits (W2, not 1099). Please enter at least 1 employee.

Average annual health plan cost per covered employee

Your total annual plan spend divided by covered employees. Don't know? A rough estimate is fine. Please enter your average annual cost per employee.

Coverage mix (optional — for a more accurate benchmark)

Your Analysis Is Ready

Estimated annual overpayment vs. industry average

Guaranteed FICA tax savings per year with SIMERP

Total estimated annual savings potential

KFF 2025 national benchmark cost/employee$17,276

Your cost/employee$XX,XXX

Delta per employee$XXX

FICA savings (guaranteed)$XX,XXX

Virtual urgent care redirection$XX,XXX

Virtual primary care redirection$XX,XXX

Free maintenance Rx savings$XX,XXX

ER-avoidance savings$XX,XXX

Get the complete PDF report with your custom breakdown, sent to your email.

Where should we send your report?

Your PDF will download immediately — and we'll email you a copy for your records.

Your name Please enter your name.

Company Please enter your company name.

Work email Please enter a valid work email.

Phone (optional)

We'll never share or sell your information
PDF report is yours to keep — no obligation
You control follow-up: we only reach out if you request it

Your report is ready!

Your PDF should have downloaded automatically. If not, click below.

Questions about your report? Call (435) 881-5837 or email info@gohbs.com

Want the personalized version?

Book a 30-minute call to see your actual SIMERP savings based on your real utilization data.

How this calculator works

Benchmark vs. KFF 2025

We compare your per-employee cost to the Kaiser Family Foundation's 2025 Employer Health Benefits Survey — the gold-standard national benchmark.

Guaranteed FICA savings

A SIMERP delivers $639.96 in guaranteed FICA tax savings per W2 employee per year, net of administration — provable math, not a projection.

Care redirection

Virtual urgent care, virtual primary care, free maintenance Rx, and ER-avoidance triage generate dollar-for-dollar plan savings on top of FICA.