No Net Cost
Funded through tax savings under a Self-Insured Medical Expense Reimbursement Plan (SIMERP) — the program pays for itself, with no out-of-pocket cost to the company or employees.
Cut Self-Funded Health Plan Spend. Without Cutting Benefits.
Redirect routine care away from expensive claims with HIPAA-secure virtual care. Keep every current benefit, your carrier, and your broker in place.
Reduce Healthcare Spend. Optimize Utilization.
Free 60-second analysis — instant PDF report, no sales call required
Why Employers Choose HBS
A Virtual Care Platform That Works Outside Your Plan
A HIPAA-secure virtual care platform that sits outside your health plan, containing costs by redirecting care and boosting employee engagement.
Works Outside Your Plan
Avoid claims costs, deductibles, and plan erosion while keeping every current benefit in place.
Care Redirection
Virtual urgent care and virtual primary visits instead of costly ER, urgent care centers, or specialist trips. Dollar for dollar savings for all redirected care.
High Utilization
50%+ average member utilization — several times what standalone telehealth benefits typically achieve — driving real plan savings.
Rapid Rollout
From signed agreement to company-wide launch in 30 to 60 days, with onboarding support from day one.
Keep Your Broker
Keep your current benefits in place, and your broker relationship intact. HBS complements, never replaces.
Comprehensive Virtual Care
Everything Your Members Need, Delivered Virtually
Virtual primary and urgent care, mental health, pharmacy, and a weight health program, delivered as an EAP-like benefit.
Virtual Primary Care
Virtual Urgent Care
Mental Health
Pharmacy
Weight Health Program
How It Works
Simple Integration, Immediate Impact
A three-step path from discovery to real savings on your self-funded or level-funded plan.
Discovery & Design
We review your current self-funded or level-funded health plan and design a program that complements your existing benefits, with no disruption to your broker or carrier relationships.
Rapid Deployment
Our team handles enrollment, communications, and HIPAA-secure onboarding in 30 to 60 days, ready for enterprise-scale rollout.
Care Redirection & Savings
Members use virtual primary and urgent care, mental health, pharmacy, and weight health benefits, redirecting care away from costly in-person visits and reducing plan spend.
Free 60-Second Analysis
How much is your plan overpaying?
Compare your per-employee cost to the KFF 2025 national benchmark and see your guaranteed SIMERP tax savings — instant PDF report, no sales call required.
Calculate My Savings →
Takes about 60 seconds
Built for Plan Fiduciaries
Support Your Fiduciary Duty to Plan Members
Self-funded and level-funded employers are ERISA plan fiduciaries, legally responsible for acting in the best interest of plan participants — and plan sponsors can be held personally liable for imprudent plan spending. With heightened cost-transparency requirements under the Consolidated Appropriations Act and a rising wave of fiduciary litigation, benefits leaders are expected to demonstrate prudent, documentable efforts to contain healthcare spend.
Health Benefit Strategies gives you a measurable cost-containment program that sits outside your health plan, helping you demonstrate good-faith fiduciary stewardship while protecting members with no out-of-pocket cost.
- Documented cost containment. Redirect care away from high-cost claims to support prudent plan management.
- No added member cost. Expand access to care without pushing cost onto plan participants.
- Transparent utilization reporting. Track engagement and savings to support ongoing fiduciary review.
- Aligns with CAA requirements. Complements broker and TPA efforts under modern cost-transparency rules.
Frequently Asked Questions
Answers for Self-Funded Employers
The most common questions we hear from benefits leaders and brokers evaluating virtual care.
How does Health Benefit Strategies reduce healthcare spend?
Our HIPAA-secure virtual care platform sits outside your health plan and redirects routine care away from costly ER, urgent care, and specialist visits, containing claims costs, protecting your deductible, and preventing plan erosion.
Do we have to change our current benefits or broker?
No. You keep all of your current benefits in place, and you can even keep your broker. Our virtual care platform works alongside your existing self-funded or level-funded health plan.
What is the cost to the company or employees?
There is no net cost. The program is funded through tax savings under a Self-Insured Medical Expense Reimbursement Plan (SIMERP), a tax-advantaged structure that creates no out-of-pocket cost for the company or the employees.
How quickly can we launch the platform?
Most employers go from signed agreement to full company-wide launch in 30 to 60 days, including member communications and onboarding.
What services are included?
The platform includes virtual primary and urgent care, mental health, pharmacy, and a weight health program, delivered as an EAP-like benefit.
Is the platform HIPAA compliant?
Yes. HBS is a HIPAA-secure virtual care platform built to protect member data across every touchpoint, from enrollment to ongoing care.
How does HBS support our ERISA fiduciary responsibilities?
Self-funded and level-funded plan sponsors are ERISA fiduciaries, required to act prudently and in the best interest of plan participants. HBS provides a documented cost-containment program with transparent utilization reporting, helping benefits leaders demonstrate good-faith efforts to control plan spend under modern Consolidated Appropriations Act (CAA) transparency requirements, without adding out-of-pocket cost to members.
Ready to Reduce Healthcare Spend?
Schedule a discovery call with Health Benefit Strategies to see how virtual care can work outside your plan, with no net cost and a 30–60 day rollout.
- 30-minute walkthrough of the platform
- Plan-fit review for your self-funded or level-funded benefits
- Estimated savings and rollout timeline
Prefer to talk now? Call (435) 881-5837 or email info@gohbs.com
Not ready for a call? Run our free savings calculator →